Purchase details
Indicative best-available headline rates, last checked 11 Jul 2026 (source: RinggitPlus). Actual offer depends on buyer profile — always verify with the bank.
Buyer profile
First-time home buyer (never owned residential property)
Monthly commitment
Estimated monthly installment
RM 3,146
Loan amount RM 630,000 · 35 years · 3.80% p.a.
Down paymentRM 70,000
Total interest over tenureRM 651,410
Total repaymentRM 1,281,410
Upfront cost breakdown
| Item | Amount |
|---|
Total cash to prepare
RM 88,600
Down payment + stamp duty + legal fees + other costs